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St. George Real Estate

St. George Real Estate

Anita Kay
Vista Real Estate

About Me


Get a list of homes in your price range and MLS updates by email. Request a relocation package or info on the southern Utah region and St. George, Utah real estate market.

Call 435-632-5491

Real Estate Glossary Term V – St. George Utah Real Estate

VA guarantee: An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan

VA loan, or Government mortgage: A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment

Valuation: The estimated of value of a property

Variable rate mortgage, or Adjusted rate mortgage: A mortgage with interest rates that may fluctuate based on market conditions

Verification of Deposit: A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts

Verification of Employment: A statement signed by the borrower's employer that verifies the borrower's current position and salary

Vest: To pass an immediate right on to a person

Vested: Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for


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