Buyer Tips | Seller Tips | General Tips | Real Estate Glossary
Now that you have found the
perfect home and negotiated the price and terms with the sellers, you come to
the most difficult part of the transaction--finding the perfect loan.
You should do some comparison shopping among
lenders. Your Realtor can refer you to several reputable lending institutions
which should be able to complete the loan process before your proposed financial
approval date. The loan officer will take your application and have you sign all
the necessary papers to authorize credit and employment verifications. You and
the Realtor should get periodic progress reports to make sure that all of the
details are taken care of. Such reports will help to ensure that any potential
problems are discovered and addressed before they can threaten the transaction.
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