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Anita Kay
866-632-5491 |
Buyer Tips | Seller Tips | General Tips | Real Estate Glossary
If you are considering
applying for a mortgage to purchase a new home or to refinance your present
home, don't delay. Despite fluctuation in interest rates, lenders are still
swamped with new loan applications, many from refinancers.
You should gather all the necessary paperwork
before you apply, and get your loan application in as soon as possible. At a
minimum, this information will consist of proof of your earnings, as well as a
clear picture of your total monthly expenses. If you are self-employed, or have
long-term obligations, such as alimony or child support, the preparation time
and the amount of paperwork increases.
Despite the need to move rather quickly for a
mortgage in today's market, you should "make haste carefully". Shop
carefully for your loan by comparing all costs and terms. With the number of
lenders vying for your business, new and better deals are always appearing, but
you can't just compare newspaper ads.
Contact Anita Kay
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